Minimising the many business impacts of dishonesty
Crime and Employee Infidelity is suitable for all sizes of business. SMEs are often particularly at risk, as they may lack the security and resources of larger firms.
Damage caused Cyber Crime attacks:
• computer data loss (including intellectual property, trade secrets and confidential information) caused by viruses or hackers;
• Costs incurred for recovering computer data and damaged by virus software (either in the event of attack target or not);
• electronic capacity reconstitution costs lost by an attack "denial of service" or a hacker;
Damage by business interruption:
Income that the company cannot make up due to the interruption, as well as additional expenses necessary to recover after the incident
Direct financial loss resulting from infidelity, including:
• Fraudulent transfer of funds
Liability to third parties:
Financial loss caused by fraud and criminal officials, including all the legal expenses incurred in the defence of the Insured.
Damage resulting from improper use, or unauthorized, of the company's resources by an employee