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There are good reasons to consider Crime insurance from AIG

Safeguarding more than money

We protect companies because we know that the financial loss is not the only impact of fraud. Real protection understands that what’s also required may be to help retain disappointed customers and revive damaged brands and employee morale.

Guarding against the inside job

It can be hard to accept that your own staff might be stealing from you. Unfortunately, the truth is that it may be the most trusted and senior staff who have the knowledge to skirt round security and set up well-concealed fraud systems.

Crime and the global economy

Thanks to the internet, criminals can attack from anywhere in the world, making them harder to track down. They are good at keeping a step ahead of system security measures and software. Insurance provides financial support without the need to bring thieves to justice.

Experts to get to the heart of the problem

Our cover includes access to investigative experts to establish the size of the loss and how it was done. This can help free up management time at a difficult time, while speeding up the process, helping avoid similar occurrences in the future and promoting confidence as the matter is professional dealt with.

Who is it for?

Crime and Employee Infidelity is suitable for all sizes of business. SMEs are often particularly at risk, as they may lack the security and resources of larger firms.

What is covered?

Damage caused Cyber Crime attacks:
• computer data loss (including intellectual property, trade secrets and confidential information) caused by viruses or hackers;
• Costs incurred for recovering computer data and damaged by virus software (either in the event of attack target or not);
• electronic capacity reconstitution costs lost by an attack "denial of service" or a hacker;

Damage by business interruption:
Income that the company cannot make up due to the interruption, as well as additional expenses necessary to recover after the incident

Direct financial loss resulting from infidelity, including:
• Counterfeiting
• Theft
• Fraudulent transfer of funds

Liability to third parties:
Financial loss caused by fraud and criminal officials, including all the legal expenses incurred in the defence of the Insured.

Parallel Activity:
Damage resulting from improper use, or unauthorized, of the company's resources by an employee