Protecting your employees’ welfare and minimising costs to the business
This type of cover is suitable for all companies employing staff, whether these are in the country of base or have people working in foreign locations. In some of these countries, employers liability can be a compulsory insurance type.
Employer's liability insurance protects businesses against the costs of compensating employees who are injured in the work place as a result of an employer’s negligence. It also covers associated costs such as claimants' legal fees and the costs of defending the action. This insurance will normally provide protection against the cost of defending prosecutions of the insured under health and safety legislation with regard to incidents relating to employees.